{"id":19903,"date":"2021-03-23T19:44:05","date_gmt":"2021-03-23T19:44:05","guid":{"rendered":"https:\/\/evaggelatos.com\/?p=19903"},"modified":"2021-03-23T19:45:29","modified_gmt":"2021-03-23T19:45:29","slug":"19903","status":"publish","type":"post","link":"https:\/\/evaggelatos.com\/?p=19903","title":{"rendered":"\u00ab\u039c\u03b1\u03b8\u03ae\u03bc\u03b1\u03c4\u03b1\u00bb \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b7 \u03c4\u03c9\u03bd \u03c6\u03c4\u03c9\u03c7\u03ce\u03bd"},"content":{"rendered":"<div class=\"entry-meta\">\n<div class=\"nx-meta-author\">\n<div class=\"nx-meta-dates\">\n<div class=\"author-name\">\u03a4\u03bf\u03c5 \u039a\u03c9\u03c3\u03c4\u03b7 \u03a0\u03b1\u03c0\u03b1\u03b4\u03b7\u03bc\u03b7\u03c4\u03c1\u03b9\u03bf\u03c5<\/div>\n<\/div>\n<p><span class=\"meta-date\"> <time class=\"meta-date-modified updated\" datetime=\"2020-02-24T17:29:39+02:00\">04.10.2007<br \/>\n<\/time><\/span><\/p>\n<\/div>\n<div><\/div>\n<\/div>\n<div class=\"entry-content\">\n<p>\u03a4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03b9 \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9, \u03b1\u03bb\u03bb\u03ac \u03c4\u03b1 \u03c3\u03c5\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1. \u0391\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03c3\u03c5\u03bc\u03c0\u03ad\u03c1\u03b1\u03c3\u03bc\u03b1 \u03c3\u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03ba\u03b1\u03c4\u03ad\u03bb\u03b7\u03be\u03b5 \u03bf \u00ab\u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b7\u03c2 \u03c4\u03c9\u03bd \u03c6\u03c4\u03c9\u03c7\u03ce\u03bd\u00bb \u039c\u03bf\u03c7\u03ac\u03bc\u03b5\u03bd\u03c4 \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2, \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7\u03bd \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03b1 \u03ba\u03c1\u03af\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03c0\u03c1\u03bf\u03ba\u03ac\u03bb\u03b5\u03c3\u03b1\u03bd \u03c4\u03b1 \u03c3\u03c4\u03b5\u03b3\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03bc\u03b5\u03b9\u03c9\u03bc\u03ad\u03bd\u03b7\u03c2 \u03b5\u03be\u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2 (subprimes).<\/p>\n<div id=\"nx_kathimerini_gr_Category_SB_1_mb\" class=\"nxAds gAdCentered\">\n<div id=\"nx_ad_Category_SB_1_mb\"><\/div>\n<\/div>\n<p>\u00ab\u0395\u03bc\u03b5\u03af\u03c2 \u03b4\u03bf\u03c5\u03bb\u03b5\u03cd\u03bf\u03c5\u03bc\u03b5 \u03bc\u03b5 \u03c4\u03bf\u03c5\u03c2 \u03c0\u03b9\u03bf \u03c6\u03c4\u03c9\u03c7\u03bf\u03cd\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03bc\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c4\u03bf 99% \u03bc\u03b1\u03c2 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03ad\u03c6\u03b5\u03b9 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03ac \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03ac \u03bc\u03b1\u03c2\u00bb \u03b5\u03af\u03c0\u03b5 \u03bf \u03bd\u03bf\u03bc\u03c0\u03b5\u03bb\u03af\u03c3\u03c4\u03b1\u03c2 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03bf\u03c2 \u03c3\u03b5 \u03bf\u03bc\u03b9\u03bb\u03af\u03b1 \u03c4\u03bf\u03c5 \u03c0\u03bf\u03c5 \u03ad\u03ba\u03b1\u03bd\u03b5 \u03c3\u03c4\u03b7\u03bd \u0391\u03b8\u03ae\u03bd\u03b1 \u03c3\u03c4\u03bf \u03c0\u03bb\u03b1\u03af\u03c3\u03b9\u03bf \u03c4\u03b7\u03c2 \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 \u03c4\u03bf\u03c5 \u03c3\u03c4\u03bf \u03c3\u03c5\u03bd\u03ad\u03b4\u03c1\u03b9\u03bf \u03c4\u03b7\u03c2 EFQM. \u039a\u03b1\u03b9 \u03bf \u03ba. \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2 \u03be\u03ad\u03c1\u03b5\u03b9 \u03ba\u03b1\u03bb\u03ac \u03c4\u03b9 \u03bb\u03ad\u03b5\u03b9, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03bf \u03af\u03b4\u03b9\u03bf\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03b4\u03b9\u03b1\u03ba\u03c1\u03b9\u03b8\u03b5\u03af \u03b5\u03c0\u03b5\u03b9\u03b4\u03ae \u03ad\u03c7\u03b5\u03b9 \u03b4\u03b1\u03bd\u03b5\u03af\u03c3\u03b5\u03b9 7,5 \u03b5\u03ba\u03b1\u03c4. \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c0\u03b9\u03bf \u03c6\u03c4\u03c9\u03c7\u03ad\u03c2 \u03b3\u03c5\u03bd\u03b1\u03af\u03ba\u03b5\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03bc\u03bf\u03c5 \u03c3\u03c4\u03b7\u03bd \u03c0\u03b1\u03c4\u03c1\u03af\u03b4\u03b1 \u03c4\u03bf\u03c5 \u03c4\u03bf \u039c\u03c0\u03b1\u03b3\u03ba\u03bb\u03b1\u03bd\u03c4\u03ad\u03c2, \u03b1\u03c5\u03c4\u03ad\u03c2 \u03c0\u03bf\u03c5 \u03ba\u03b1\u03bc\u03af\u03b1 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c3\u03c4\u03bf\u03bd \u03ba\u03cc\u03c3\u03bc\u03bf \u03b4\u03b5\u03bd \u03b8\u03b1 \u03ae\u03b8\u03b5\u03bb\u03b5 \u03c0\u03bf\u03c4\u03ad \u03bd\u03b1 \u03b4\u03b1\u03bd\u03b5\u03af\u03c3\u03b5\u03b9 \u03c0\u03b9\u03c3\u03c4\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03cc\u03c4\u03b9 \u03b4\u03b5\u03bd \u03b8\u03b1 \u03c0\u03ac\u03c1\u03b5\u03b9 \u03c0\u03bf\u03c4\u03ad \u03c0\u03af\u03c3\u03c9 \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03ac \u03c4\u03b7\u03c2.<\/p>\n<p>\u039f \u03ba. \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2 \u03c3\u03c5\u03bd\u03ad\u03bb\u03b1\u03b2\u03b5 \u03ba\u03b1\u03b9 \u03b5\u03c6\u03ae\u03c1\u03bc\u03bf\u03c3\u03b5 \u03c4\u03b7\u03bd \u03b9\u03b4\u03ad\u03b1 \u03c4\u03c9\u03bd \u00ab\u03bc\u03b9\u03ba\u03c1\u03bf\u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd\u00bb, \u03b4\u03b7\u03bb\u03b1\u03b4\u03ae \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03bf\u03cd \u03c0\u03ac\u03c1\u03b1 \u03c0\u03bf\u03bb\u03cd \u03bc\u03b9\u03ba\u03c1\u03ce\u03bd \u03c0\u03bf\u03c3\u03ce\u03bd \u03c3\u03b5 \u03b5\u03be\u03b1\u03b9\u03c1\u03b5\u03c4\u03b9\u03ba\u03ac \u03c6\u03c4\u03c9\u03c7\u03bf\u03cd\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03c0\u03bf\u03c5 \u03b4\u03b5\u03bd \u03ad\u03c7\u03bf\u03c5\u03bd \u03ba\u03b1\u03bc\u03af\u03b1 \u03b4\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c0\u03c1\u03cc\u03c3\u03b2\u03b1\u03c3\u03b7\u03c2 \u03c3\u03b5 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03cc \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03cc. \u03a4\u03bf 1976 \u03b4\u03b9\u03b1\u03c0\u03af\u03c3\u03c4\u03c9\u03c3\u03b5 \u03cc\u03c4\u03b9 \u03b4\u03b1\u03bd\u03b5\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c3\u03b5 42 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03bc\u03cc\u03bb\u03b9\u03c2 27 \u03b4\u03bf\u03bb\u03ac\u03c1\u03b9\u03b1 \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03ac \u03bc\u03c0\u03cc\u03c1\u03b5\u03c3\u03b5 \u03bd\u03b1 \u03b1\u03bb\u03bb\u03ac\u03be\u03b5\u03b9 \u03b4\u03c1\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03c4\u03b7 \u03b6\u03c9\u03ae \u03c4\u03bf\u03c5\u03c2. \u0395\u03c0\u03b5\u03b9\u03c4\u03b1 \u03b1\u03c0\u03cc \u03b4\u03b9\u03ac\u03c6\u03bf\u03c1\u03b5\u03c2 \u03c0\u03c1\u03bf\u03c3\u03c0\u03ac\u03b8\u03b5\u03b9\u03b5\u03c2 \u03af\u03b4\u03c1\u03c5\u03c3\u03b5 \u03c4\u03bf 1983 \u03c4\u03b7\u03bd Grameen Bank (\u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u00ab\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c4\u03bf\u03c5 \u03c7\u03c9\u03c1\u03b9\u03bf\u03cd\u00bb) \u03c3\u03c4\u03b7\u03bd \u03bf\u03c0\u03bf\u03af\u03b1 \u03bc\u03ad\u03c4\u03bf\u03c7\u03bf\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03b9 \u03af\u03b4\u03b9\u03bf\u03b9 \u03bf\u03b9 \u03b4\u03b1\u03bd\u03b5\u03b9\u03bf\u03bb\u03ae\u03c0\u03c4\u03b5\u03c2 \u03cc\u03c4\u03b1\u03bd \u03bc\u03b5\u03c4\u03b1\u03c4\u03c1\u03ad\u03c0\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c3\u03b5 \u03bc\u03b9\u03ba\u03c1\u03bf\u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c4\u03b5\u03c2. \u03a0\u03c1\u03cc\u03ba\u03b5\u03b9\u03c4\u03b1\u03b9 \u03b3\u03b9\u2019 \u03b1\u03c5\u03c4\u03cc \u03c0\u03bf\u03c5 \u03bf \u03af\u03b4\u03b9\u03bf\u03c2 \u03bf\u03bd\u03bf\u03bc\u03ac\u03b6\u03b5\u03b9 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf \u03c4\u03b7\u03c2 \u00ab\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03b9\u03ba\u03ae\u03c2 \u03b5\u03c0\u03b9\u03c7\u03b5\u03af\u03c1\u03b7\u03c3\u03b7\u03c2\u00bb.<\/p>\n<p>\u0397 \u03c3\u03c5\u03bd\u03c4\u03c1\u03b9\u03c0\u03c4\u03b9\u03ba\u03ae \u03c0\u03bb\u03b5\u03b9\u03bf\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 (97%) \u03c4\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03b9\u03bf\u03bb\u03b7\u03c0\u03c4\u03ce\u03bd \u03c4\u03b7\u03c2 Grameen Bank \u03b5\u03af\u03bd\u03b1\u03b9 \u03b3\u03c5\u03bd\u03b1\u03af\u03ba\u03b5\u03c2 \u03b3\u03b9\u03b1\u03c4\u03af, \u03cc\u03c0\u03c9\u03c2 \u03b5\u03be\u03b7\u03b3\u03b5\u03af \u03bf \u03ba. \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2, \u03b4\u03b9\u03b1\u03c7\u03b5\u03b9\u03c1\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1 \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03b1\u03bb\u03bb\u03ac \u03ba\u03b1\u03b9 \u03b2\u03b9\u03ac\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03be\u03b5\u03c6\u03cd\u03b3\u03bf\u03c5\u03bd \u03b1\u03c0\u03cc \u03c4\u03b7 \u03c6\u03c4\u03ce\u03c7\u03b5\u03b9\u03b1, \u03c4\u03b7\u03bd \u03bf\u03c0\u03bf\u03af\u03b1 \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03bf\u03b9 \u03ac\u03bd\u03b4\u03c1\u03b5\u03c2 \u03b4\u03ad\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c0\u03b9\u03bf \u03bc\u03bf\u03b9\u03c1\u03bf\u03bb\u03b1\u03c4\u03c1\u03b9\u03ba\u03ac. \u039a\u03b1\u03b9 \u03c3\u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03ae \u03bf\u03b9 \u03af\u03b4\u03b9\u03b5\u03c2 \u03b4\u03b5\u03bd \u03ae\u03b8\u03b5\u03bb\u03b1\u03bd \u03ba\u03b1\u03bd \u03bd\u03b1 \u03b1\u03b3\u03b3\u03af\u03be\u03bf\u03c5\u03bd \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03bb\u03cc\u03b3\u03c9 \u03c4\u03c9\u03bd \u03b1\u03c5\u03c3\u03c4\u03b7\u03c1\u03ce\u03bd \u03c0\u03b1\u03c1\u03b1\u03b4\u03bf\u03c3\u03b9\u03b1\u03ba\u03ce\u03bd \u03b7\u03b8\u03ce\u03bd \u03c0\u03bf\u03c5 \u03ac\u03c6\u03b7\u03bd\u03b5 \u03cc\u03bb\u03b5\u03c2 \u03c4\u03b9\u03c2 \u03c3\u03c7\u03ad\u03c3\u03b5\u03b9\u03c2 \u03bc\u03b5 \u03c4\u03bf\u03bd \u03ba\u03cc\u03c3\u03bc\u03bf \u03ad\u03be\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf \u03c3\u03c0\u03af\u03c4\u03b9 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03ac\u03bd\u03b4\u03c1\u03b5\u03c2. \u03a4\u03bf 64% \u03cc\u03c3\u03c9\u03bd \u03c0\u03ae\u03c1\u03b1\u03bd \u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd Grameen Bank, \u03c0\u03b5\u03c1\u03b7\u03c6\u03b1\u03bd\u03b5\u03cd\u03b5\u03c4\u03b1\u03b9 \u03bf \u03ba. \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2, \u03ad\u03c7\u03b5\u03b9 \u03ba\u03b1\u03c4\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03bd\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03b5\u03b9 \u03c4\u03bf \u03cc\u03c1\u03b9\u03bf \u03c4\u03b7\u03c2 \u03c6\u03c4\u03ce\u03c7\u03b5\u03b9\u03b1\u03c2.<\/p>\n<div id=\"nx_kathimerini_gr_Category_SB_2_mb\" class=\"nxAds gAdCentered\">\n<div id=\"nx_ad_Category_SB_2_mb\"><\/div>\n<\/div>\n<p>\u03a6\u03c5\u03c3\u03b9\u03ba\u03ac \u03ad\u03bd\u03b1 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf 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\u03cc\u03c0\u03c9\u03c2 \u03c0\u03b1\u03c1\u03b1\u03b4\u03ad\u03c7\u03b5\u03c4\u03b1\u03b9 \u03bf \u03af\u03b4\u03b9\u03bf\u03c2. \u039f\u03b9 \u03b8\u03c1\u03b7\u03c3\u03ba\u03b5\u03c5\u03cc\u03bc\u03b5\u03bd\u03bf\u03b9 \u03b8\u03b5\u03ce\u03c1\u03b7\u03c3\u03b1\u03bd \u03b1\u03bd\u03c4\u03b9\u03b9\u03c3\u03bb\u03b1\u03bc\u03b9\u03ba\u03cc \u03bd\u03b1 \u03b4\u03b1\u03bd\u03b5\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03c3\u03c4\u03ae\u03bd\u03bf\u03c5\u03bd \u03bc\u03b9\u03ba\u03c1\u03bf\u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03ae\u03c3\u03b5\u03b9\u03c2 \u03bf\u03b9 \u03b3\u03c5\u03bd\u03b1\u03af\u03ba\u03b5\u03c2, \u03bf\u03b9 \u03b1\u03c1\u03b9\u03c3\u03c4\u03b5\u03c1\u03bf\u03af \u03cc\u03c4\u03b9 \u03c6\u03ad\u03c1\u03bd\u03b5\u03b9 \u03c4\u03bf\u03bd \u03b1\u03bc\u03b5\u03c1\u03b9\u03ba\u03b1\u03bd\u03b9\u03ba\u03cc \u03ba\u03b1\u03c0\u03b9\u03c4\u03b1\u03bb\u03b9\u03c3\u03bc\u03cc \u03ba\u03b1\u03b9 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\u03ad\u03ba\u03b1\u03bd\u03b5 \u03bf \u039c\u03c0\u03b9\u03bb \u039a\u03bb\u03af\u03bd\u03c4\u03bf\u03bd \u03ba\u03b1\u03b8\u03ce\u03c2 \u03ae\u03b8\u03b5\u03bb\u03b5 \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b9\u03b3\u03c1\u03ac\u03c8\u03b5\u03b9 \u03c4\u03bf \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03c0\u03bf\u03bb\u03b9\u03c4\u03b5\u03af\u03b1 \u03c4\u03bf\u03c5 \u0391\u03c1\u03ba\u03ac\u03bd\u03c3\u03b1\u03c2, \u03cc\u03c4\u03b1\u03bd \u03ae\u03c4\u03b1\u03bd \u03b5\u03ba\u03b5\u03af \u03ba\u03c5\u03b2\u03b5\u03c1\u03bd\u03ae\u03c4\u03b7\u03c2 \u03c0\u03c1\u03b9\u03bd \u03b1\u03c0\u03cc \u03c4\u03bf 1992. \u0397 \u03c3\u03b7\u03bc\u03b5\u03c1\u03b9\u03bd\u03ae \u03ba\u03c1\u03af\u03c3\u03b7 \u03c4\u03c9\u03bd subprime \u03b4\u03b5\u03af\u03c7\u03bd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03af\u03c3\u03c9\u03c2 \u03c4\u03b5\u03bb\u03b9\u03ba\u03ac \u03b4\u03b5\u03bd \u03ae\u03c4\u03b1\u03bd \u03ba\u03b1\u03ba\u03ae \u03b9\u03b4\u03ad\u03b1.<\/p>\n<p><strong>\u03a0\u03bf\u03b9\u03bf\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9<\/strong><\/p>\n<p>\u039f \u039c\u03bf\u03c7\u03ac\u03bc\u03b5\u03bd\u03c4 \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b3\u03bd\u03c9\u03c3\u03c4\u03cc\u03c2 \u03c9\u03c2 \u00ab\u03bf \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b7\u03c2 \u03c4\u03c9\u03bd \u03c6\u03c4\u03c9\u03c7\u03ce\u03bd\u00bb \u03ba\u03b1\u03b9 \u03c4\u03b9\u03bc\u03ae\u03b8\u03b7\u03ba\u03b5 -\u03bc\u03b1\u03b6\u03af \u03bc\u03b5 \u03c4\u03b7\u03bd \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 Grameen Bank, \u03c0\u03bf\u03c5 \u03af\u03b4\u03c1\u03c5\u03c3\u03b5 \u03bf \u03af\u03b4\u03b9\u03bf\u03c2 \u2013 \u03bc\u03b5 \u03c4\u03bf \u03b2\u03c1\u03b1\u03b2\u03b5\u03af\u03bf \u039d\u03bf\u03bc\u03c0\u03ad\u03bb \u0395\u03b9\u03c1\u03ae\u03bd\u03b7\u03c2 \u03c4\u03bf 2006 \u03b3\u03b9\u03b1 \u00ab\u03c4\u03b9\u03c2 \u03c0\u03c1\u03bf\u03c3\u03c0\u03ac\u03b8\u03b5\u03b9\u03ad\u03c2 \u03c4\u03bf\u03c5\u03c2 \u03bd\u03b1 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03ae\u03c3\u03bf\u03c5\u03bd \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae \u03ba\u03b1\u03b9 \u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03b9\u03ba\u03ae \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03ba\u03ac\u03c4\u03c9\u00bb.<\/p>\n<div id=\"nx_kathimerini_gr_Category_Bottom_mb\" class=\"nxAds gAdCentered\">\n<div id=\"nx_ad_Category_Bottom_mb\"><\/div>\n<\/div>\n<p>\u039f \u03ba. \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2 \u03b3\u03b5\u03bd\u03bd\u03ae\u03b8\u03b7\u03ba\u03b5 \u03c3\u03c4\u03b9\u03c2 28 \u0399\u03bf\u03c5\u03bd\u03af\u03bf\u03c5 1940 \u03c3\u03c4\u03bf \u039c\u03c0\u03b1\u03b3\u03ba\u03bb\u03b1\u03bd\u03c4\u03ad\u03c2 (\u03c4\u03cc\u03c4\u03b5 \u03bc\u03ad\u03c1\u03bf\u03c2 \u03c4\u03c9\u03bd \u0392\u03c1\u03b5\u03c4\u03b1\u03bd\u03b9\u03ba\u03ce\u03bd \u0399\u03bd\u03b4\u03b9\u03ce\u03bd). \u03a3\u03c0\u03bf\u03cd\u03b4\u03b1\u03c3\u03b5 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ac \u03c3\u03c4\u03bf \u03a0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03ae\u03bc\u03b9\u03bf \u03c4\u03b7\u03c2 \u039d\u03c4\u03ac\u03ba\u03b1\u03c2 (\u03c3\u03b7\u03bc\u03b5\u03c1\u03b9\u03bd\u03ae \u03c0\u03c1\u03c9\u03c4\u03b5\u03cd\u03bf\u03c5\u03c3\u03b1 \u03c4\u03bf\u03c5 \u039c\u03c0\u03b1\u03b3\u03ba\u03bb\u03b1\u03bd\u03c4\u03ad\u03c2) \u03c3\u03b5 \u03c0\u03c1\u03bf\u03c0\u03c4\u03c5\u03c7\u03b9\u03b1\u03ba\u03cc (1960) \u03ba\u03b1\u03b9 \u03bc\u03b5\u03c4\u03b1\u03c0\u03c4\u03c5\u03c7\u03b9\u03b1\u03ba\u03cc \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03bf (1961). \u03a4\u03bf 1969 \u03bf\u03bb\u03bf\u03ba\u03bb\u03ae\u03c1\u03c9\u03c3\u03b5 \u03c4\u03b7 \u03b4\u03b9\u03b4\u03b1\u03ba\u03c4\u03bf\u03c1\u03b9\u03ba\u03ae \u03c4\u03bf\u03c5 \u03b4\u03b9\u03b1\u03c4\u03c1\u03b9\u03b2\u03ae \u03c3\u03c4\u03bf \u03a0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03ae\u03bc\u03b9\u03bf Vanderbilt \u03c4\u03c9\u03bd \u0397\u03a0\u0391 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b7 \u03c3\u03c5\u03bd\u03ad\u03c7\u03b5\u03b9\u03b1 \u03b4\u03af\u03b4\u03b1\u03be\u03b5 \u03c3\u03c4\u03bf Middle Tennessee State University \u03c3\u03c4\u03b7\u03bd \u03af\u03b4\u03b9\u03b1 \u03c7\u03ce\u03c1\u03b1.<\/p>\n<p>\u0395\u03c0\u03ad\u03c3\u03c4\u03c1\u03b5\u03c8\u03b5 \u03c3\u03c4\u03bf \u039c\u03c0\u03b1\u03b3\u03ba\u03bb\u03b1\u03bd\u03c4\u03ad\u03c2 \u03bc\u03cc\u03bb\u03b9\u03c2 \u03b1\u03c0\u03ad\u03ba\u03c4\u03b7\u03c3\u03b5 \u03c4\u03b7\u03bd \u03b1\u03bd\u03b5\u03be\u03b1\u03c1\u03c4\u03b7\u03c3\u03af\u03b1 \u03c4\u03bf\u03c5 \u03b1\u03c0\u03cc \u03c4\u03bf \u03a0\u03b1\u03ba\u03b9\u03c3\u03c4\u03ac\u03bd (1971) \u03ba\u03b1\u03b9 \u03b5\u03c1\u03b3\u03ac\u03c3\u03c4\u03b7\u03ba\u03b5 \u03c3\u03c4\u03b7\u03bd \u03ba\u03c1\u03b1\u03c4\u03b9\u03ba\u03ae \u0395\u03c0\u03b9\u03c4\u03c1\u03bf\u03c0\u03ae \u03a3\u03c7\u03b5\u03b4\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd \u03ba\u03b1\u03b9 \u03b1\u03bb\u03bb\u03bf\u03cd. \u03a3\u03c5\u03bd\u03ad\u03bb\u03b1\u03b2\u03b5 \u03c4\u03b7\u03bd \u03b9\u03b4\u03ad\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u00ab\u03bc\u03b9\u03ba\u03c1\u03bf\u03b4\u03ac\u03bd\u03b5\u03b9\u03b1\u00bb \u03c0\u03c1\u03bf\u03c2 \u03c0\u03bf\u03bb\u03cd \u03c6\u03c4\u03c9\u03c7\u03bf\u03cd\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03c4\u03bf 1976. \u03a4\u03bf 1983 \u03b4\u03b7\u03bc\u03b9\u03bf\u03cd\u03c1\u03b3\u03b7\u03c3\u03b5 \u03c4\u03b7\u03bd Grameen Bank, \u03c0\u03bf\u03c5 \u03ba\u03ac\u03bd\u03b5\u03b9 \u03b1\u03c5\u03c4\u03ae\u03bd \u03b1\u03ba\u03c1\u03b9\u03b2\u03ce\u03c2 \u03c4\u03b7 \u03b4\u03bf\u03c5\u03bb\u03b5\u03b9\u03ac \u03c3\u03b5 \u03c3\u03c5\u03c3\u03c4\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7.<\/p>\n<p>\u03a0\u0397\u0393\u0397:https:\/\/www.kathimerini.gr\/economy\/business\/300162\/mathimata-apo-ton-trapeziti-ton-ftochon\/<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u03a4\u03bf\u03c5 \u039a\u03c9\u03c3\u03c4\u03b7 \u03a0\u03b1\u03c0\u03b1\u03b4\u03b7\u03bc\u03b7\u03c4\u03c1\u03b9\u03bf\u03c5 04.10.2007 \u03a4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03b9 \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9, \u03b1\u03bb\u03bb\u03ac \u03c4\u03b1 \u03c3\u03c5\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1. \u0391\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03c3\u03c5\u03bc\u03c0\u03ad\u03c1\u03b1\u03c3\u03bc\u03b1 \u03c3\u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03ba\u03b1\u03c4\u03ad\u03bb\u03b7\u03be\u03b5 \u03bf \u00ab\u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b7\u03c2 \u03c4\u03c9\u03bd \u03c6\u03c4\u03c9\u03c7\u03ce\u03bd\u00bb \u039c\u03bf\u03c7\u03ac\u03bc\u03b5\u03bd\u03c4 \u0393\u03b9\u03bf\u03c5\u03bd\u03bf\u03cd\u03c2, \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7\u03bd \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03b1 \u03ba\u03c1\u03af\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03c0\u03c1\u03bf\u03ba\u03ac\u03bb\u03b5\u03c3\u03b1\u03bd \u03c4\u03b1 \u03c3\u03c4\u03b5\u03b3\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03bc\u03b5\u03b9\u03c9\u03bc\u03ad\u03bd\u03b7\u03c2 \u03b5\u03be\u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2 (subprimes). \u00ab\u0395\u03bc\u03b5\u03af\u03c2 \u03b4\u03bf\u03c5\u03bb\u03b5\u03cd\u03bf\u03c5\u03bc\u03b5 \u03bc\u03b5 \u03c4\u03bf\u03c5\u03c2 \u03c0\u03b9\u03bf \u03c6\u03c4\u03c9\u03c7\u03bf\u03cd\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03bc\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c4\u03bf 99% \u03bc\u03b1\u03c2 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03ad\u03c6\u03b5\u03b9 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03ac \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03ac &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"https:\/\/evaggelatos.com\/?p=19903\">\u03a3\u03c5\u03bd\u03ad\u03c7\u03b5\u03b9\u03b1 \u03b1\u03bd\u03ac\u03b3\u03bd\u03c9\u03c3\u03b7\u03c2<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[40,50],"class_list":["post-19903","post","type-post","status-publish","format-standard","hentry","category-21","tag-40","tag-50","item-wrap"],"_links":{"self":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/19903","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19903"}],"version-history":[{"count":3,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/19903\/revisions"}],"predecessor-version":[{"id":19906,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/19903\/revisions\/19906"}],"wp:attachment":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19903"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19903"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19903"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}