{"id":33014,"date":"2023-10-22T17:41:37","date_gmt":"2023-10-22T17:41:37","guid":{"rendered":"https:\/\/evaggelatos.com\/?p=33014"},"modified":"2023-10-22T17:48:34","modified_gmt":"2023-10-22T17:48:34","slug":"%cf%83%cf%84%ce%b1%ce%bc%ce%b1%cf%84%ce%ae%cf%83%cf%84%ce%b5-%cf%84%ce%b1-%cf%88%ce%b7%cf%86%ce%b9%ce%b1%ce%ba%ce%ac-%ce%bd%ce%bf%ce%bc%ce%af%cf%83%ce%bc%ce%b1%cf%84%ce%b1-%cf%84%ce%b7%cf%82-%ce%ba","status":"publish","type":"post","link":"https:\/\/evaggelatos.com\/?p=33014","title":{"rendered":"\u03a3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ae\u03c3\u03c4\u03b5 \u03c4\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03bd\u03bf\u03bc\u03af\u03c3\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u039a\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 (Federal Reserve Bank) \u03b5\u03b4\u03ce \u03ba\u03b1\u03b9 \u03c4\u03ce\u03c1\u03b1!"},"content":{"rendered":"<div class=\"entry-content clearfix\">\n<div class=\"article-headline-container\">\n<div class=\"header-content-container\">\n<h1 class=\"fs-headline speakable-headline font-base font-size should-redesign\">\u03a4\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03bd\u03bf\u03bc\u03af\u03c3\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u039a\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03b1\u03c6\u03bf\u03c1\u03bf\u03cd\u03bd \u03c4\u03bf\u03bd \u03ad\u03bb\u03b5\u03b3\u03c7\u03bf &#8211; \u03a0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ae\u03c3\u03bf\u03c5\u03bd<\/h1>\n<\/div>\n<\/div>\n<div class=\"top-contrib-block\">\n<div class=\"contribs\">\n<div class=\"contrib-container top-contrib bottom-padding\">\n<div class=\"fs-author-group-wrapper\">\n<div class=\"contrib-byline has-follow-button\">\n<div class=\"fs-author-wrapper\">\n<p><span class=\"fs-author-name\"><a class=\"contrib-link--name remove-underline author-name--tracking not-premium-contrib-link--name\" href=\"https:\/\/www.forbes.com\/sites\/norbertmichel\/\" data-ga-track=\"contrib block byline\">\u039d\u03cc\u03c1\u03bc\u03c0\u03b5\u03c1\u03c4 \u039c\u03b9\u03c3\u03ad\u03bb <\/a><\/span><\/p>\n<div class=\"contrib-label-container\"><span class=\"contrib-byline-type\">\u03a3\u03c5\u03bd\u03b5\u03b9\u03c3\u03c6\u03ad\u03c1\u03c9\u03bd <\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"contrib-byline has-follow-button\">\n<div class=\"fs-author-wrapper\">\n<div class=\"contrib-label-container\"><\/div>\n<\/div>\n<div class=\"short-bio\">\u03a0\u03b1\u03c1\u03b1\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03ce \u03c4\u03b7\u03bd \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03bf\u03ba\u03ad\u03bd\u03c4\u03c1\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03bd\u03bf\u03bc\u03b9\u03c3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ae\u03c2 \u03ba\u03b1\u03b9 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2<\/div>\n<\/div>\n<div class=\"top-contrib-block\">\n<div class=\"contribs\">\n<div class=\"metrics-channel light-text metrics-standard-topline with-border\">\n<div class=\"anchors-container\">\n<div class=\"open-web-placeholder\"><\/div>\n<\/div>\n<div class=\"content-data metrics-text color-body light-text standard-metrics-text\"><time>12 \u0391\u03c0\u03c1\u03b9\u03bb\u03af\u03bf\u03c5 2022,<\/time><span class=\"time\"><time> EDT <\/time><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"article-body-container show-iframes\">\n<div class=\"article-body fs-article fs-responsive-text current-article\"><\/div>\n<\/div>\n<figure class=\"embed-base image-embed embed-0\" role=\"presentation\">\n<div class=\"image-embed__placeholder\"><img decoding=\"async\" src=\"https:\/\/imageio.forbes.com\/specials-images\/imageserve\/6255e270caceff003c5ca2cd\/U-S--WASHINGTON--D-C--CENTRAL-BANK-DIGITAL-CURRENCY\/960x0.jpg?format=jpg&amp;width=1440\" alt=\"\u0397\u03a0\u0391-\u039f\u03a5\u0391\u03a3\u0399\u0393\u039a\u03a4\u039f\u039d, DC-\u03a8\u0397\u03a6\u0399\u0391\u039a\u039f \u039d\u039f\u039c\u0399\u03a3\u039c\u0391 CENTRAL BANK\" \/><\/div><figcaption>\n<p class=\"color-body light-text\" aria-expanded=\"false\">\u0397 \u03c6\u03c9\u03c4\u03bf\u03b3\u03c1\u03b1\u03c6\u03af\u03b1 \u03c0\u03bf\u03c5 \u03c4\u03c1\u03b1\u03b2\u03ae\u03c7\u03c4\u03b7\u03ba\u03b5 \u03c3\u03c4\u03b9\u03c2 15 \u0399\u03bf\u03c5\u03bb\u03af\u03bf\u03c5 2021 \u03b4\u03b5\u03af\u03c7\u03bd\u03b5\u03b9 \u03c4\u03b7\u03bd \u039f\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 (\u03c4\u03cd\u03c0\u03bf\u03b9\u03c2 Federal Reserve) \u03c4\u03c9\u03bd \u0397\u03a0\u0391 \u03c3\u03c4\u03b7\u03bd \u039f\u03c5\u03ac\u03c3\u03b9\u03b3\u03ba\u03c4\u03bf\u03bd, DC, \u03c4\u03c9\u03bd \u0397\u03bd\u03c9\u03bc\u03ad\u03bd\u03c9\u03bd \u03a0\u03bf\u03bb\u03b9\u03c4\u03b5\u03b9\u03ce\u03bd&#8230;<\/p>\n<p><small>\u03a4\u03bf \u03c0\u03c1\u03b1\u03ba\u03c4\u03bf\u03c1\u03b5\u03af\u03bf \u03b5\u03b9\u03b4\u03ae\u03c3\u03b5\u03c9\u03bd Xinhua \u03bc\u03ad\u03c3\u03c9 Getty Images <\/small><\/p>\n<\/figcaption><\/figure>\n<p>\u03a4\u03b7\u03bd \u03c0\u03b5\u03c1\u03b1\u03c3\u03bc\u03ad\u03bd\u03b7 \u03b5\u03b2\u03b4\u03bf\u03bc\u03ac\u03b4\u03b1 \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03b5\u03af\u03c7\u03b1 <a class=\"color-link\" title=\"https:\/\/twitter.com\/search?q=%40SustanyCapital&amp;src=typed_query\" href=\"https:\/\/twitter.com\/search?q=%40SustanyCapital&amp;src=typed_query\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/twitter.com\/search?q=%40SustanyCapital&amp;src=typed_query\" aria-label=\"in an online forum\"> \u03c3\u03b5 \u03ad\u03bd\u03b1 \u03b4\u03b9\u03b1\u03b4\u03b9\u03ba\u03c4\u03c5\u03b1\u03ba\u03cc \u03c6\u03cc\u03c1\u03bf\u03c5\u03bc <\/a> \u03c0\u03bf\u03c5 \u03bf\u03bd\u03bf\u03bc\u03ac\u03b6\u03b5\u03c4\u03b1\u03b9 <em> US CBDC\u2014A Disaster in making? <\/em> \u03a6\u03b9\u03bb\u03bf\u03be\u03b5\u03bd\u03ae\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd Christian Kameir \u03c4\u03b7\u03c2 Sustany Capital \u03ba\u03b1\u03b9 \u03b5\u03af\u03c7\u03b1\u03bc\u03b5 \u03bc\u03b9\u03b1 <a class=\"color-link\" title=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" href=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" aria-label=\"very productive discussion about the\"> \u03c0\u03bf\u03bb\u03cd \u03c0\u03b1\u03c1\u03b1\u03b3\u03c9\u03b3\u03b9\u03ba\u03ae \u03c3\u03c5\u03b6\u03ae\u03c4\u03b7\u03c3\u03b7 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03b7\u03bd <\/a><a class=\"color-link\" title=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" href=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" aria-label=\"policy\"><em data-ga-track=\"ExternalLink:https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\"> \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae <\/em><\/a> \u03c0\u03c4\u03c5\u03c7\u03ae \u03c4\u03c9\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03bd\u03bf\u03bc\u03b9\u03c3\u03bc\u03ac\u03c4\u03c9\u03bd \u03c4\u03b7\u03c2 \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 (CBDC).<\/p>\n<p>\u0395\u03bd\u03ce <a class=\"color-link\" title=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" href=\"https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.cato.org\/multimedia\/media-highlights-tv\/norbert-michel-participates-event-forum-us-cbdc-disaster-making\" aria-label=\"our panelists agreed\"> \u03bf\u03b9 \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03ad\u03c7\u03bf\u03bd\u03c4\u03b5\u03c2 \u03c3\u03c4\u03bf \u03c0\u03ac\u03bd\u03b5\u03bb \u03bc\u03b1\u03c2 \u03c3\u03c5\u03bc\u03c6\u03ce\u03bd\u03b7\u03c3\u03b1\u03bd <\/a> \u03cc\u03c4\u03b9 \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03c0\u03bf\u03bb\u03cd \u03bc\u03b9\u03ba\u03c1\u03ae \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b7 Fed \u03bd\u03b1 \u03bb\u03b1\u03bd\u03c3\u03ac\u03c1\u03b5\u03b9 \u03ad\u03bd\u03b1 \u03c0\u03bb\u03ae\u03c1\u03c9\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b9\u03ba\u03cc CBDC \u03c4\u03bf \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03bf \u03ad\u03bd\u03b1 \u03ae \u03b4\u03cd\u03bf \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1, \u03b4\u03b5\u03bd \u03c3\u03c5\u03bc\u03c6\u03c9\u03bd\u03ae\u03c3\u03b1\u03bc\u03b5 \u03b2\u03ad\u03b2\u03b1\u03b9\u03b1 \u03b1\u03c0\u03b1\u03c1\u03b1\u03af\u03c4\u03b7\u03c4\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03bf \u03b1\u03bd \u03b1\u03c5\u03c4\u03cc \u03ae\u03c4\u03b1\u03bd \u03ba\u03b1\u03bb\u03cc \u03ae \u03ba\u03b1\u03ba\u03cc.<\/p>\n<p>\u03a0\u03b9\u03c3\u03c4\u03b5\u03cd\u03c9 \u03cc\u03c4\u03b9 \u03b7 Fed \u03b4\u03b5\u03bd \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03be\u03b5\u03ba\u03b9\u03bd\u03ae\u03c3\u03b5\u03b9 \u03ad\u03bd\u03b1 CBDC. \u03a0\u03ac\u03bd\u03c4\u03b1. \u039a\u03b1\u03b9 \u03bd\u03bf\u03bc\u03af\u03b6\u03c9 \u03cc\u03c4\u03b9 <a class=\"color-link\" title=\"https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" href=\"https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" aria-label=\"Congress should amend the Federal Reserve Act\"> \u03c4\u03bf \u039a\u03bf\u03b3\u03ba\u03c1\u03ad\u03c3\u03bf \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c4\u03c1\u03bf\u03c0\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03b9 \u03c4\u03bf\u03bd \u03bd\u03cc\u03bc\u03bf \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u039f\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c4\u03c9\u03bd \u0397\u03a0\u0391 <\/a> , \u03b1\u03c0\u03bb\u03ce\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2. (\u03a3\u03c5\u03b3\u03c7\u03b1\u03c1\u03b7\u03c4\u03ae\u03c1\u03b9\u03b1 \u03c3\u03c4\u03bf\u03bd <a class=\"color-link\" title=\"https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" href=\"https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/emmer.house.gov\/2022\/1\/emmer-introduces-legislation-to-prevent-unilateral-fed-control-of-a-u-s-digital-currency\" aria-label=\"Rep. Emmer\"> \u03b2\u03bf\u03c5\u03bb\u03b5\u03c5\u03c4\u03ae Emmer <\/a> (R-MN).) \u0391\u03c5\u03c4\u03ae \u03b7 \u03b8\u03ad\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03c0\u03b1\u03af\u03c1\u03bd\u03b5\u03b9\u00a0 \u03c3\u03b5 \u03b1\u03bd\u03c4\u03af\u03b8\u03b5\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03bf\u03bd \u03c3\u03c4\u03c1\u03b1\u03c4\u03cc \u03c4\u03c9\u03bd \u03c3\u03c5\u03bc\u03b2\u03bf\u03cd\u03bb\u03c9\u03bd \u03c0\u03bf\u03c5 \u03ad\u03c7\u03bf\u03c5\u03bd <a class=\"color-link\" title=\"https:\/\/www.oliverwymanforum.com\/future-of-money\/2022\/mar\/CBDCs-aligning-policy-objectives-and-technology-design.html\" href=\"https:\/\/www.oliverwymanforum.com\/future-of-money\/2022\/mar\/CBDCs-aligning-policy-objectives-and-technology-design.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.oliverwymanforum.com\/future-of-money\/2022\/mar\/CBDCs-aligning-policy-objectives-and-technology-design.html\" aria-label=\"churning out papers and proclamations on CBDCs\">\u03b5\u03ba\u03b4\u03ce\u03c3\u03b5\u03b9 \u03ad\u03b3\u03b3\u03c1\u03b1\u03c6\u03b1 \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b1\u03ba\u03b7\u03c1\u03cd\u03be\u03b5\u03b9\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b1 CBDC <\/a> , \u03bf\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03c5\u03c2 \u03bf\u03c0\u03bf\u03af\u03bf\u03c5\u03c2 \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03b1\u03c0\u03bb\u03ce\u03c2 \u03bd\u03b1 \u03b1\u03bc\u03c6\u03b9\u03c3\u03b2\u03b7\u03c4\u03bf\u03cd\u03bd <em> \u03c0\u03cc\u03c4\u03b5 <\/em> \u03b7 Fed \u03b8\u03b1 \u03be\u03b5\u03ba\u03b9\u03bd\u03ae\u03c3\u03b5\u03b9 \u03ad\u03bd\u03b1 CBDC. \u038c\u03c7\u03b9 \u03b1\u03bd \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c4\u03bf \u03b8\u03b5\u03c3\u03c0\u03af\u03c3\u03b5\u03b9.<\/p>\n<p>\u0388\u03c4\u03c3\u03b9, \u03c7\u03ac\u03c1\u03b7\u03ba\u03b1 \u03c0\u03bf\u03c5 \u03c4\u03bf \u03c0\u03ac\u03bd\u03b5\u03bb \u03bc\u03b1\u03c2 \u03b5\u03c0\u03b9\u03ba\u03b5\u03bd\u03c4\u03c1\u03ce\u03b8\u03b7\u03ba\u03b5 \u03c3\u03c4\u03b1 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ac \u03b6\u03b7\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c0\u03bf\u03c5 \u03c3\u03c7\u03b5\u03c4\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bc\u03b5 \u03c4\u03bf \u03b5\u03ac\u03bd \u03b7 Fed \u03b8\u03b1 \u03ad\u03c0\u03c1\u03b5\u03c0\u03b5 \u03bd\u03b1 \u03be\u03b5\u03ba\u03b9\u03bd\u03ae\u03c3\u03b5\u03b9 \u03ad\u03bd\u03b1 CBDC. \u039a\u03b1\u03b9 \u03b7 \u03b5\u03bc\u03c0\u03b5\u03b9\u03c1\u03af\u03b1 \u03bc\u03cc\u03bd\u03bf \u03b5\u03bd\u03af\u03c3\u03c7\u03c5\u03c3\u03b5 \u03c4\u03b7\u03bd \u03b1\u03c0\u03bf\u03c6\u03b1\u03c3\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03ac \u03bc\u03bf\u03c5 \u03bd\u03b1 \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03c3\u03c9 \u03bd\u03b1 \u03b3\u03c1\u03ac\u03c6\u03c9 \u03b3\u03b9\u03b1 \u03c4\u03bf \u03b3\u03b9\u03b1\u03c4\u03af \u03b7 Fed \u03b4\u03b5\u03bd \u03ad\u03c0\u03c1\u03b5\u03c0\u03b5. \u039b\u03bf\u03b9\u03c0\u03cc\u03bd, \u03bf\u03c1\u03af\u03c3\u03c4\u03b5.<\/p>\n<p>\u03a9\u03c2 \u03c3\u03b7\u03bc\u03b5\u03af\u03bf \u03b5\u03ba\u03ba\u03af\u03bd\u03b7\u03c3\u03b7\u03c2, \u03b8\u03ad\u03bb\u03c9 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03c9 \u03b4\u03b9\u03ac\u03ba\u03c1\u03b9\u03c3\u03b7 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03b5\u03bd\u03cc\u03c2 CBDC \u03c7\u03bf\u03bd\u03b4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03ba\u03b1\u03b9 \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae\u03c2 CBDC.<\/p>\n<p>\u039c\u03b5 \u03ad\u03bd\u03b1 CBDC \u03c7\u03bf\u03bd\u03b4\u03c1\u03b9\u03ba\u03ae\u03c2, \u03bf\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03bd \u03bd\u03b1 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ac \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03bf\u03c5\u03c2 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03ce\u03bd\u03c4\u03b1\u03c2 \u03c4\u03bf \u03c9\u03c2 \u03c5\u03c0\u03bf\u03c7\u03c1\u03ad\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2. \u0395\u03c0\u03b5\u03b9\u03b4\u03ae \u03b1\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03c5\u03c3\u03b9\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03b1\u03c5\u03c4\u03cc \u03c0\u03bf\u03c5 \u03ba\u03ac\u03bd\u03bf\u03c5\u03bd \u03bf\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03ce\u03c1\u03b1, \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03bf\u03bd\u03c4\u03b1\u03b9 \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b1\u03ba\u03b1\u03bd\u03bf\u03bd\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 (\u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ac) \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03ce\u03bd\u03c4\u03b1\u03c2 \u03b1\u03c0\u03bf\u03b8\u03b5\u03bc\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd\u03c2 \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd\u03c2 \u03c0\u03bf\u03c5 \u03c4\u03b7\u03c1\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03c3\u03c4\u03b7 Fed. \u0394\u03b5\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd \u03c0\u03bf\u03bb\u03bb\u03ac \u03bd\u03ad\u03b1 \u03ba\u03b1\u03b9 \u03b5\u03bd\u03b4\u03b9\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03b1 \u03b6\u03b7\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c7\u03bf\u03bd\u03b4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2 CBDC. (\u0392\u03b1\u03c3\u03b9\u03ba\u03ac, \u03b7 Fed \u03ad\u03c7\u03b5\u03b9 \u03ad\u03bd\u03b1 CBDC \u03c7\u03bf\u03bd\u03b4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03b3\u03b9\u03b1 \u03b4\u03b5\u03ba\u03b1\u03b5\u03c4\u03af\u03b5\u03c2.)<\/p>\n<div class=\"recirc-module seo\" data-type=\"standard\">\n<div id=\"recirc-unit\" class=\"recirc-module-body\">\n<div class=\"recirc-module-title\">\u03a0\u0395\u03a1\u0399\u03a3\u03a3\u039f\u03a4\u0395\u03a1\u0391 \u0393\u0399\u0391 \u03a3\u0395\u039d\u0391<\/div>\n<div class=\"recirc-articles\">\n<div class=\"recirc-block\">\n<h3 class=\"recirc-headline\" data-ga-track=\"Most Popular - Automated Recirc - Link 1\">\u0391\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u00ab\u0394\u03b5\u03bd \u03ad\u03c7\u03b5\u03b9 \u03c4\u03b9\u03bc\u03ae\u00bb\u2014\u039c\u03cc\u03bb\u03b9\u03c2 \u03c3\u03c5\u03bd\u03ad\u03b2\u03b7 \u03bc\u03b9\u03b1 \u00ab\u03c4\u03b5\u03c1\u03ac\u03c3\u03c4\u03b9\u03b1 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ae\u00bb \u03c0\u03bf\u03c5 \u03c0\u03c1\u03cc\u03ba\u03b5\u03b9\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03c4\u03b9\u03bd\u03ac\u03be\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b1\u03b3\u03bf\u03c1\u03ac Bitcoin, Ethereum, XRP \u03ba\u03b1\u03b9 Crypto<\/h3>\n<\/div>\n<div class=\"recirc-block\">\n<h3 class=\"recirc-headline\" data-ga-track=\"Most Popular - Automated Recirc - Link 2\">\u0388\u03c1\u03c7\u03b5\u03c4\u03b1\u03b9 \u03c4\u03bf \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03bf \u03ba\u03cd\u03bc\u03b1 \u03a4\u03bf Bitcoin \u03c3\u03c0\u03ac\u03b5\u03b9 30.000 \u03ba\u03b1\u03b8\u03ce\u03c2 \u03b1\u03c0\u03bf\u03ba\u03b1\u03bb\u03cd\u03c0\u03c4\u03b5\u03c4\u03b1\u03b9 \u03b7 \u03c0\u03bb\u03b7\u03bc\u03bc\u03cd\u03c1\u03b1 \u03c4\u03b7\u03c2 Wall Street \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03b5\u03b9 \u03c4\u03b1 15, 6 \u03c4\u03c1\u03b9\u03c3\u03b5\u03ba\u03b1\u03c4\u03bf\u03bc\u03bc\u03cd\u03c1\u03b9\u03b1.<\/h3>\n<\/div>\n<div class=\"recirc-block\">\n<h3 class=\"recirc-headline\" data-ga-track=\"Most Popular - Automated Recirc - Link 3\">\u03a0\u03ce\u03c2 \u03b1\u03c0\u03ad\u03c4\u03c5\u03c7\u03b5 \u03b7 \u03ba\u03c1\u03c5\u03c0\u03c4\u03bf\u03c3\u03c5\u03bb\u03bb\u03bf\u03b3\u03ae \u03c7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03c4\u03b7\u03c2 \u03a7\u03b1\u03bc\u03ac\u03c2<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\u0391\u03bb\u03bb\u03ac <em> \u03c4\u03b1 \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ac <\/em> CBDC \u03b5\u03af\u03bd\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03ac\u03bb\u03bb\u03bf \u03b6\u03ce\u03bf \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03ac.<\/p>\n<p>\u03a4\u03b1 CBDC \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae\u03c2 \u03b5\u03c0\u03b9\u03c4\u03c1\u03ad\u03c0\u03bf\u03c5\u03bd \u03c3\u03c4\u03b1 \u03bc\u03ad\u03bb\u03b7 \u03c4\u03bf\u03c5 \u03b5\u03c5\u03c1\u03cd\u03c4\u03b5\u03c1\u03bf\u03c5 \u03ba\u03bf\u03b9\u03bd\u03bf\u03cd \u03bd\u03b1 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03b9\u03bf\u03cd\u03bd \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ad\u03c2 \u03ba\u03ac\u03b8\u03b5 \u03b5\u03af\u03b4\u03bf\u03c5\u03c2 \u03bc\u03b5 \u03b5\u03c5\u03b8\u03cd\u03bd\u03b7 \u03c4\u03b7\u03c2 \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2, \u03c4\u03b7\u03c2 Fed, <a class=\"color-link\" title=\"https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" href=\"https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" aria-label=\"recent CBDC report states\">\u03cc\u03c0\u03c9\u03c2 \u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03b7 \u03c0\u03c1\u03cc\u03c3\u03c6\u03b1\u03c4\u03b7 \u03ad\u03ba\u03b8\u03b5\u03c3\u03b7 CBDC <\/a> :<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">\u0395\u03bd\u03ce \u03bf\u03b9 \u0391\u03bc\u03b5\u03c1\u03b9\u03ba\u03b1\u03bd\u03bf\u03af \u03b4\u03b9\u03b1\u03c4\u03b7\u03c1\u03bf\u03cd\u03bd \u03b5\u03b4\u03ce \u03ba\u03b1\u03b9 \u03ba\u03b1\u03b9\u03c1\u03cc \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03ba\u03c5\u03c1\u03af\u03c9\u03c2 \u03c3\u03b5 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae \u03bc\u03bf\u03c1\u03c6\u03ae\u2014\u03b3\u03b9\u03b1 \u03c0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1 \u03c3\u03b5 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03bf\u03cd\u03c2 \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd\u03c2 \u03c0\u03bf\u03c5 \u03ba\u03b1\u03c4\u03b1\u03b3\u03c1\u03ac\u03c6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c9\u03c2 \u03ba\u03b1\u03c4\u03b1\u03c7\u03c9\u03c1\u03af\u03c3\u03b5\u03b9\u03c2 \u03c5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03c4\u03ae \u03c3\u03b5 \u03b2\u03b9\u03b2\u03bb\u03af\u03b1 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd\u2014\u03ad\u03bd\u03b1 CBDC \u03b8\u03b1 \u03b4\u03b9\u03ad\u03c6\u03b5\u03c1\u03b5 \u03b1\u03c0\u03cc \u03c4\u03bf \u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc \u03c7\u03c1\u03ae\u03bc\u03b1 \u03c0\u03bf\u03c5 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b4\u03b9\u03b1\u03b8\u03ad\u03c3\u03b9\u03bc\u03bf \u03c3\u03c4\u03bf \u03b5\u03c5\u03c1\u03cd \u03ba\u03bf\u03b9\u03bd\u03cc, \u03b5\u03c0\u03b5\u03b9\u03b4\u03ae \u03ad\u03bd\u03b1 CBDC \u03b8\u03b1 \u03ae\u03c4\u03b1\u03bd \u03c5\u03c0\u03bf\u03c7\u03c1\u03ad\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 Federal Reserve. \u03cc\u03c7\u03b9 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2.<\/h3>\n<div class=\"article-body fs-article fs-responsive-text current-article\">\n<p>\u0391\u03c5\u03c4\u03ae \u03b7 \u03b4\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u2013 \u03b7 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ce\u03bd \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u03bc\u03b5 \u03c5\u03c0\u03bf\u03c7\u03c1\u03ad\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u039f\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03ae\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u2013 \u03b5\u03af\u03bd\u03b1\u03b9 \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03cc \u03c3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af\u03bf \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03bb\u03cc\u03b3\u03bf \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03bf\u03c0\u03bf\u03af\u03bf \u03c4\u03bf \u039a\u03bf\u03b3\u03ba\u03c1\u03ad\u03c3\u03bf \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b7 Fed \u03b4\u03b5\u03bd \u03b5\u03ba\u03b4\u03af\u03b4\u03b5\u03b9 \u03c0\u03bf\u03c4\u03ad CBDC \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae\u03c2. \u03a4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b7 \u03bf\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03ae \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7, \u03cc\u03c7\u03b9 \u03bf\u03b9 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2, \u03b8\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c5\u03c0\u03b5\u03cd\u03b8\u03c5\u03bd\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ad\u03ba\u03b4\u03bf\u03c3\u03b7 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03c9\u03bd. \u039a\u03b1\u03b9 \u03b5\u03bd\u03ce \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bd\u03b1 \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03b1\u03bd \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03b1\u03bd\u03c4\u03af \u03b3\u03b9\u03b1 \u03c3\u03c6\u03ac\u03bb\u03bc\u03b1, \u03b5\u03af\u03bd\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03cc \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03b3\u03b9\u03b1 \u03bf\u03c4\u03b9\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03bc\u03bf\u03b9\u03ac\u03b6\u03b5\u03b9 \u03bc\u03b5 \u03b5\u03bb\u03b5\u03cd\u03b8\u03b5\u03c1\u03b7 \u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1. (\u03a4\u03bf \u03bd\u03cc\u03bc\u03b9\u03c3\u03bc\u03b1 \u03c3\u03b5 \u03c7\u03b1\u03c1\u03c4\u03af \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03c5\u03c0\u03bf\u03c7\u03c1\u03ad\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 Fed, \u03b1\u03bb\u03bb\u03ac \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u03c0\u03bf\u03bb\u03cd \u03bb\u03af\u03b3\u03b1 \u03bc\u03b5 \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03ba\u03c5\u03ba\u03bb\u03bf\u03c6\u03bf\u03c1\u03bf\u03cd\u03bd \u03b5\u03bb\u03b5\u03cd\u03b8\u03b5\u03c1\u03b1, \u03b5\u03b9\u03b4\u03b9\u03ba\u03ac \u03cc\u03c4\u03b1\u03bd \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b5\u03ba\u03b4\u03af\u03b4\u03bf\u03c5\u03bd \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03b9\u03c2.)<\/p>\n<p>\u039f\u03c1\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03b9 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03ba\u03c4\u03ad\u03c2 \u03c4\u03bf\u03c5 CBDC \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03af\u03b6\u03bf\u03c5\u03bd \u03cc\u03c4\u03b9 \u03c4\u03b1 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ac \u03b5\u03ba\u03b4\u03bf\u03b8\u03ad\u03bd\u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03bd \u03bd\u03b1 \u03c3\u03c5\u03bd\u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd \u03bc\u03b5 \u03ad\u03bd\u03b1 CBDC, \u03b1\u03bb\u03bb\u03ac \u03b1\u03c5\u03c4\u03ae \u03b7 \u03ac\u03c0\u03bf\u03c8\u03b7 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03be\u03b1\u03b9\u03c1\u03b5\u03c4\u03b9\u03ba\u03ac \u03ba\u03bf\u03bd\u03c4\u03cc\u03c6\u03b8\u03b1\u03bb\u03bc\u03b7. \u0391\u03ba\u03cc\u03bc\u03b7 \u03ba\u03b1\u03b9 \u03bf\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b5\u03c2 \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c6\u03bf\u03b2\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b7 \u03c0\u03b1\u03c1\u03bf\u03c7\u03ae \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03ce\u03bd \u03b1\u03c0\u03b5\u03c5\u03b8\u03b5\u03af\u03b1\u03c2 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03ba\u03b1\u03c4\u03b1\u03bd\u03b1\u03bb\u03c9\u03c4\u03ad\u03c2 <a class=\"color-link\" title=\"https:\/\/www.cato.org\/sites\/cato.org\/files\/2021-05\/cj-v41n2-8.pdf\" href=\"https:\/\/www.cato.org\/sites\/cato.org\/files\/2021-05\/cj-v41n2-8.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.cato.org\/sites\/cato.org\/files\/2021-05\/cj-v41n2-8.pdf\" aria-label=\"risks disintermediating the financial system\"> \u03b5\u03bd\u03ad\u03c7\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03b4\u03b9\u03b1\u03bc\u03b5\u03c3\u03bf\u03bb\u03ac\u03b2\u03b7\u03c3\u03b7\u03c2 \u03c4\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03c3\u03c5\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2 <\/a>, \u03ad\u03bd\u03b1\u03c2 \u03c6\u03cc\u03b2\u03bf\u03c2 \u03c0\u03bf\u03c5 \u03c3\u03af\u03b3\u03bf\u03c5\u03c1\u03b1 \u03b5\u03be\u03b7\u03b3\u03b5\u03af <a class=\"color-link\" title=\"https:\/\/www.forbes.com\/sites\/norbertmichel\/2020\/06\/19\/digital-dollar-project-promotes-federal-reserve-digital-dollar\/?sh=7959ecc138ae\" href=\"https:\/\/www.forbes.com\/sites\/norbertmichel\/2020\/06\/19\/digital-dollar-project-promotes-federal-reserve-digital-dollar\/?sh=7959ecc138ae\" target=\"_self\" rel=\"noopener\" data-ga-track=\"InternalLink:https:\/\/www.forbes.com\/sites\/norbertmichel\/2020\/06\/19\/digital-dollar-project-promotes-federal-reserve-digital-dollar\/?sh=7959ecc138ae\" aria-label=\"Jay Powell\u2019s\"> \u03c4\u03bf\u03c5 Jay Powell <\/a> <a class=\"color-link\" title=\"https:\/\/bpi.com\/legal-authority-to-issue-a-u-s-central-bank-digital-currency\/\" href=\"https:\/\/bpi.com\/legal-authority-to-issue-a-u-s-central-bank-digital-currency\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/bpi.com\/legal-authority-to-issue-a-u-s-central-bank-digital-currency\/\" aria-label=\"public stance\"> \u03c4\u03b7 \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03b1 \u03c3\u03c4\u03ac\u03c3\u03b7 <\/a> <a class=\"color-link\" title=\"https:\/\/sgp.fas.org\/crs\/misc\/R46850.pdf\" href=\"https:\/\/sgp.fas.org\/crs\/misc\/R46850.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/sgp.fas.org\/crs\/misc\/R46850.pdf\" aria-label=\"on retail CBDCs\"> \u03b3\u03b9\u03b1 \u03c4\u03b1 CBDC \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae\u03c2<\/a> . \u0392\u03bf\u03b7\u03b8\u03ac \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03bd\u03b1 \u03b5\u03be\u03b7\u03b3\u03b7\u03b8\u03b5\u03af \u03b7 \u03b3\u03bf\u03b7\u03c4\u03b5\u03af\u03b1 \u03c4\u03b7\u03c2 Fed \u03bc\u03b5 \u03ad\u03bd\u03b1 \u00ab\u03b5\u03bd\u03b4\u03b9\u03ac\u03bc\u03b5\u03c3\u03bf\u00bb CBDC, \u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03bf\u03b9 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03ad\u03c7\u03bf\u03c5\u03bd \u03c4\u03bf \u03c0\u03c1\u03bf\u03bd\u03cc\u03bc\u03b9\u03bf \u03bd\u03b1 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bd \u03c4\u03b9\u03c2 \u03b1\u03bd\u03ac\u03b3\u03ba\u03b5\u03c2 \u03c4\u03c9\u03bd \u03ba\u03b1\u03c4\u03b1\u03bd\u03b1\u03bb\u03c9\u03c4\u03ce\u03bd, \u03c0\u03b1\u03c1\u03cc\u03bb\u03bf \u03c0\u03bf\u03c5 \u03b7 \u03b5\u03c5\u03b8\u03cd\u03bd\u03b7 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03c3\u03c4\u03b7\u03bd \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1. \u03a4\u03b5\u03bb\u03b9\u03ba\u03ac \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03c3\u03cd\u03c3\u03c4\u03b7\u03bc\u03b1 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf. (\u03a3\u03c4\u03b7\u03bd \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7, \u03b8\u03b1 \u03b5\u03c0\u03b9\u03b2\u03c1\u03b1\u03b4\u03cd\u03bd\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03bf\u03b4\u03b9\u03b1\u03bc\u03b5\u03c3\u03bf\u03bb\u03ac\u03b2\u03b7\u03c3\u03b7, \u03b5\u03bd\u03ce \u03b8\u03b1 \u03c0\u03b5\u03c1\u03b9\u03c7\u03b1\u03c1\u03b1\u03ba\u03ce\u03bd\u03b5\u03b9 \u03ba\u03b1\u03b9 \u03b8\u03b1 \u03b5\u03be\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03b6\u03b5\u03b9 \u03bc\u03b9\u03b1 \u03bf\u03bc\u03ac\u03b4\u03b1 \u03c0\u03c1\u03bf\u03bd\u03bf\u03bc\u03b9\u03bf\u03cd\u03c7\u03c9\u03bd \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03b9\u03ce\u03bd).<\/p>\n<p>\u0391\u03bd\u03b5\u03be\u03ac\u03c1\u03c4\u03b7\u03c4\u03b1 \u03b1\u03c0\u03cc \u03b1\u03c5\u03c4\u03cc, \u03bf\u03b9 \u03b4\u03cd\u03bf \u03bc\u03bf\u03c1\u03c6\u03ad\u03c2 \u03c7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03b4\u03b5\u03bd \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03bd \u03bd\u03b1 \u03c3\u03c5\u03bd\u03c5\u03c0\u03ac\u03c1\u03be\u03bf\u03c5\u03bd \u03b5\u03b9\u03c1\u03b7\u03bd\u03b9\u03ba\u03ac <em> \u03b5\u03ba\u03c4\u03cc\u03c2 \u03b5\u03ac\u03bd <\/em> \u03b7 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03c7\u03bf\u03c1\u03b7\u03b3\u03ae\u03c3\u03b5\u03b9 \u03b5\u03b9\u03b4\u03b9\u03ba\u03ac \u03c0\u03c1\u03bf\u03bd\u03cc\u03bc\u03b9\u03b1 \u03ae \u03b5\u03c0\u03b9\u03b4\u03bf\u03c4\u03ae\u03c3\u03b5\u03b9\u03c2. \u03a4\u03b1 \u03b4\u03cd\u03bf \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ac \u03bc\u03ad\u03c3\u03b1 \u03b8\u03b1 \u03ae\u03c4\u03b1\u03bd \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u03c4\u03ad\u03bb\u03b5\u03b9\u03b1 \u03c5\u03c0\u03bf\u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b1\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03b7 \u03ba\u03cd\u03c1\u03b9\u03b1 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ac \u03b3\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03ba\u03b1\u03c4\u03b1\u03bd\u03b1\u03bb\u03c9\u03c4\u03ad\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03bf\u03c5\u03c2 \u03b5\u03bc\u03c0\u03cc\u03c1\u03bf\u03c5\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b7 \u03ad\u03ba\u03b4\u03bf\u03c3\u03b7 \u03c4\u03b7\u03c2 Fed \u03b8\u03b1 \u03b5\u03c1\u03c7\u03cc\u03c4\u03b1\u03bd \u03b1\u03c5\u03c4\u03cc\u03bc\u03b1\u03c4\u03b1 \u03bc\u03b5 \u03bc\u03b7\u03b4\u03b5\u03bd\u03b9\u03ba\u03cc \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03cc \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03ae \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03c1\u03b5\u03c5\u03c3\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2. \u039f\u03b9 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b4\u03b5\u03bd \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03bd \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b1\u03b3\u03c9\u03bd\u03b9\u03c3\u03c4\u03bf\u03cd\u03bd \u03c3\u03b5 \u03b1\u03c5\u03c4\u03ae \u03c4\u03b7 \u03b4\u03b9\u03ac\u03c3\u03c4\u03b1\u03c3\u03b7 \u03ba\u03b1\u03b9 (\u03c3\u03b5 \u200b\u200b\u03b1\u03bd\u03c4\u03af\u03b8\u03b5\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03b7 Fed) \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03c4\u03ae\u03c3\u03bf\u03c5\u03bd \u03c4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03c4\u03bf\u03c5\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03bf\u03c5\u03bd \u03b5\u03bd \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03af\u03b1.<\/p>\n<p>\u0397 \u03ad\u03ba\u03b8\u03b5\u03c3\u03b7 \u03c4\u03b7\u03c2 Fed \u03bc\u03ac\u03bb\u03b9\u03c3\u03c4\u03b1 <a class=\"color-link\" title=\"https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" href=\"https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-ga-track=\"ExternalLink:https:\/\/www.federalreserve.gov\/publications\/files\/money-and-payments-20220120.pdf\" aria-label=\"acknowledges this high\"> \u03b1\u03bd\u03b1\u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03b5\u03b9 \u03b1\u03c5\u03c4\u03cc\u03bd \u03c4\u03bf\u03bd \u03c5\u03c8\u03b7\u03bb\u03cc <\/a> \u03b2\u03b1\u03b8\u03bc\u03cc \u03b4\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 \u03c5\u03c0\u03bf\u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b1\u03c3\u03b7\u03c2:<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">\u039f\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c3\u03ae\u03bc\u03b5\u03c1\u03b1 \u03b2\u03b1\u03c3\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 (\u03c3\u03b5 \u200b\u200b\u03bc\u03b5\u03b3\u03ac\u03bb\u03bf \u03bc\u03ad\u03c1\u03bf\u03c2) \u03c3\u03b5 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03b9\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03c4\u03bf\u03c5\u03c2. \u0388\u03bd\u03b1 \u03b5\u03c5\u03c1\u03ad\u03c9\u03c2 \u03b4\u03b9\u03b1\u03b8\u03ad\u03c3\u03b9\u03bc\u03bf CBDC \u03b8\u03b1 \u03c7\u03c1\u03b7\u03c3\u03af\u03bc\u03b5\u03c5\u03b5 \u03c9\u03c2 \u03ba\u03bb\u03b5\u03af\u03c3\u03b9\u03bc\u03bf \u2014\u03ae, \u03c3\u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03b5\u03bd\u03cc\u03c2 \u03c4\u03bf\u03ba\u03bf\u03c6\u03cc\u03c1\u03bf\u03c5 CBDC, \u03ad\u03bd\u03b1 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u03c4\u03ad\u03bb\u03b5\u03b9\u03bf\u2014 \u03c5\u03c0\u03bf\u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b1\u03c4\u03bf \u03c4\u03bf\u03c5 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2 \u03c4\u03b7\u03c2 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2.<\/h3>\n<p>\u03a4\u03bf \u03bc\u03cc\u03bd\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03bc\u03b5 \u03b1\u03c5\u03c4\u03ae \u03c4\u03b7 \u03c0\u03c1\u03cc\u03c4\u03b1\u03c3\u03b7 \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b4\u03b5\u03bd \u03bb\u03ad\u03b5\u03b9 \u03c4\u03af\u03c0\u03bf\u03c4\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03b2\u03b1\u03b8\u03bc\u03cc \u03c5\u03c0\u03bf\u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b1\u03c3\u03b7\u03c2 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03b5\u03bd\u03cc\u03c2 <em> \u03ac\u03c4\u03bf\u03ba\u03bf\u03c5 <\/em> CBDC \u03ba\u03b1\u03b9 \u03c4\u03c9\u03bd \u03c7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03c4\u03b7\u03c2 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2. \u03a4\u03b1 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ac \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03ac \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03b5\u03cd\u03bf\u03c5\u03bd \u03c9\u03c2 \u03bc\u03ad\u03c3\u03bf \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae\u03c2 \u03b3\u03b5\u03bd\u03b9\u03ba\u03ac \u03ba\u03b5\u03c1\u03b4\u03af\u03b6\u03bf\u03c5\u03bd \u03b5\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf\u03c5\u03c2 \u03ad\u03c9\u03c2 \u03ba\u03b1\u03b8\u03cc\u03bb\u03bf\u03c5 \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2, \u03b5\u03c0\u03bf\u03bc\u03ad\u03bd\u03c9\u03c2 \u03b1\u03ba\u03cc\u03bc\u03b7 \u03ba\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03ac\u03c4\u03bf\u03ba\u03bf CBDC \u03b5\u03af\u03bd\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u03c4\u03ad\u03bb\u03b5\u03b9\u03bf \u03c5\u03c0\u03bf\u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b1\u03c4\u03bf \u03b3\u03b9\u03b1 \u03c4\u03bf \u03c7\u03c1\u03ae\u03bc\u03b1 \u03c4\u03b7\u03c2 \u03b5\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2.<\/p>\n<p>\u03a9\u03c3\u03c4\u03cc\u03c3\u03bf, \u03b7 \u03c4\u03bf\u03ba\u03bf\u03c6\u03cc\u03c1\u03b1 \u03b5\u03ba\u03b4\u03bf\u03c7\u03ae \u03b5\u03af\u03bd\u03b1\u03b9 \u03b9\u03b4\u03b9\u03b1\u03af\u03c4\u03b5\u03c1\u03b1 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ae \u03bc\u03b5 \u03c4\u03b7 \u03c3\u03c5\u03b6\u03ae\u03c4\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd .<\/p>\n<p>\u03a4\u03bf \u03c4\u03c1\u03ad\u03c7\u03bf\u03bd \u03c0\u03bb\u03b1\u03af\u03c3\u03b9\u03bf \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03af\u03b1\u03c2 \u03c4\u03b7\u03c2 Fed \u03b5\u03be\u03b1\u03c1\u03c4\u03ac\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b1\u03b2\u03bf\u03bb\u03ae \u03c4\u03cc\u03ba\u03c9\u03bd \u03c3\u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03b8\u03b5\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac \u03c4\u03bf\u03c5\u03c2. \u039a\u03b1\u03bc\u03af\u03b1 \u03b5\u03ba\u03b4\u03bf\u03c7\u03ae \u03c4\u03b7\u03c2 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 \u03b4\u03b5\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03c7\u03c9\u03c1\u03af\u03c2 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03c0\u03af\u03b5\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7 Fed \u03bd\u03b1 \u03c0\u03bb\u03b7\u03c1\u03ce\u03c3\u03b5\u03b9 \u03bc\u03b5\u03bc\u03bf\u03bd\u03c9\u03bc\u03ad\u03bd\u03bf\u03c5\u03c2 \u03ba\u03b1\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 CBDC <em> \u03c4\u03bf\u03c5\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf\u03bd <\/em> \u03c4\u03bf \u03af\u03b4\u03b9\u03bf \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03bf \u03c0\u03bf\u03c5 \u03c0\u03bb\u03b7\u03c1\u03ce\u03bd\u03b5\u03b9 \u03c3\u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c3\u03c4\u03b1 \u03b1\u03c0\u03bf\u03b8\u03b5\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac, \u03ba\u03b1\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b7 \u03ba\u03b1\u03b9 \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03bf \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ae\u03c2 \u03b1\u03c5\u03be\u03ac\u03bd\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03b1\u03c0\u03bf\u03b4\u03b9\u03b1\u03bc\u03b5\u03c3\u03bf\u03bb\u03ac\u03b2\u03b7\u03c3\u03b7\u03c2.<\/p>\n<p>\u039f\u03bc\u03bf\u03af\u03c9\u03c2, \u03b7 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03c0\u03af\u03b5\u03c3\u03b7 \u03b8\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c0\u03ac\u03bd\u03c4\u03b1 \u03bd\u03b1 \u03b5\u03c0\u03b5\u03ba\u03c4\u03b1\u03b8\u03b5\u03af \u03b7 \u03bf\u03bc\u03ac\u03b4\u03b1 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03c9\u03bd \u03c0\u03bf\u03c5 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03bf\u03cd\u03bd \u03c4\u03bf CBDC. \u0395\u03bd\u03ce \u03bf\u03b9 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03ba\u03c4\u03ad\u03c2 \u03c4\u03bf\u03c5 CBDC \u03bc\u03b9\u03bb\u03bf\u03cd\u03bd \u03b5\u03c0\u03af \u03c4\u03bf\u03c5 \u03c0\u03b1\u03c1\u03cc\u03bd\u03c4\u03bf\u03c2 \u03cc\u03c4\u03b9 \u03b2\u03bf\u03b7\u03b8\u03bf\u03cd\u03bd \u03bc\u03cc\u03bd\u03bf \u03c4\u03bf\u03c5\u03c2 \u00ab\u03bc\u03b7 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03bf\u03cd\u03c2\u00bb \u03ba\u03b1\u03b9 \u03c4\u03bf\u03c5\u03c2 \u00ab\u03c5\u03c0\u03bf\u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03bf\u03c5\u03c2\u00bb, \u03b4\u03b5\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03b1\u03c0\u03bf\u03bb\u03cd\u03c4\u03c9\u03c2 \u03ba\u03b1\u03bc\u03af\u03b1 \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b1\u03c5\u03c4\u03ad\u03c2 \u03bf\u03b9 \u03bf\u03bc\u03ac\u03b4\u03b5\u03c2 \u03bd\u03b1 \u03bc\u03b7\u03bd \u03bf\u03c1\u03b9\u03c3\u03c4\u03bf\u03cd\u03bd \u03c3\u03cd\u03bd\u03c4\u03bf\u03bc\u03b1 \u03b5\u03c5\u03c1\u03cd\u03c4\u03b5\u03c1\u03b1. (\u03a0\u03c1\u03bf\u03c6\u03b1\u03bd\u03ce\u03c2, \u03b4\u03b5\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03ba\u03b1\u03bc\u03af\u03b1 \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03bf\u03b9 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03ba\u03c4\u03ad\u03c2 \u03c4\u03bf\u03c5 CBDC \u03bd\u03b1 \u03b1\u03bd\u03b1\u03b3\u03bd\u03c9\u03c1\u03af\u03c3\u03bf\u03c5\u03bd \u03cc\u03c4\u03b9 \u03c4\u03b1 \u03b5\u03c5\u03c1\u03cd\u03c4\u03b5\u03c1\u03b1 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ac \u03c0\u03c1\u03bf\u03b2\u03bb\u03ae\u03bc\u03b1\u03c4\u03b1, \u03cc\u03c7\u03b9 \u03b7 \u03ad\u03bb\u03bb\u03b5\u03b9\u03c8\u03b7 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03bf\u03cd \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2, \u03ba\u03c1\u03b1\u03c4\u03bf\u03cd\u03bd \u03b1\u03c5\u03c4\u03bf\u03cd\u03c2 \u03c4\u03bf\u03c5\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03ad\u03be\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03c3\u03cd\u03c3\u03c4\u03b7\u03bc\u03b1. \u0391\u03bb\u03bb\u03ac \u03b1\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u03bc\u03b9\u03b1 \u03ac\u03bb\u03bb\u03b7 \u03c5\u03c0\u03cc\u03b8\u03b5\u03c3\u03b7.)<\/p>\n<p>\u039a\u03b1\u03b9 \u03b7 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03bf\u03b9 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03ba\u03c4\u03ad\u03c2 \u03c4\u03bf\u03c5 CBDC \u03b8\u03ad\u03bb\u03bf\u03c5\u03bd \u03bd\u03b1 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03bf\u03c5\u03bd \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03bf\u03c5\u03c2 \u03c0\u03cc\u03c1\u03bf\u03c5\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03ad\u03c7\u03bf\u03c5\u03bd (\u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1) \u03bc\u03b5 \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03cc \u03c4\u03bf\u03bc\u03ad\u03b1. \u03a0\u03b1\u03c1\u03b1\u03bc\u03b5\u03c1\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7\u03bd \u03b1\u03c0\u03af\u03c3\u03c4\u03b5\u03c5\u03c4\u03b1 \u03c0\u03bb\u03bf\u03cd\u03c3\u03b9\u03b1 \u03b5\u03b9\u03c1\u03c9\u03bd\u03b5\u03af\u03b1 \u03cc\u03c4\u03b9 \u03bf\u03b9 \u03ba\u03c5\u03b2\u03b5\u03c1\u03bd\u03b7\u03c4\u03b9\u03ba\u03bf\u03af \u03ba\u03b1\u03bd\u03cc\u03bd\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03c3\u03bc\u03bf\u03af \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf \u03c0\u03c1\u03c9\u03c4\u03b1\u03c1\u03c7\u03b9\u03ba\u03cc\u03c2 \u03bc\u03bf\u03c7\u03bb\u03cc\u03c2 \u03b1\u03c5\u03c4\u03bf\u03cd \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03c4\u03bf\u03c5\u03c2, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03ba\u03b1\u03b9 \u03b7 \u03c6\u03b1\u03bd\u03c4\u03b1\u03c3\u03af\u03b1 \u03cc\u03c4\u03b9 \u03b7 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03c0\u03b1\u03c1\u03ad\u03c7\u03b5\u03b9 \u03ba\u03ac\u03c4\u03b9 \u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03c4\u03bf \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf, \u03b1\u03c5\u03c4\u03ae \u03b7 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03b5\u03be\u03b9\u03c3\u03ce\u03bd\u03b5\u03b9 \u03c4\u03bf \u03c7\u03c1\u03ae\u03bc\u03b1 \u03bc\u03b5 \u03ad\u03bd\u03b1 \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03bf \u03b1\u03b3\u03b1\u03b8\u03cc. \u0394\u03b7\u03bb\u03b1\u03b4\u03ae, \u03bf\u03b9 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03ba\u03c4\u03ad\u03c2 \u03c4\u03b7\u03c2 CBDC \u03b4\u03b5\u03bd \u03b5\u03bd\u03b4\u03b9\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b1\u03bd \u03c4\u03bf \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03cc \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03c3\u03cd\u03c3\u03c4\u03b7\u03bc\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03bd\u03c4\u03b5\u03bb\u03ce\u03c2 \u03b1\u03c0\u03bf\u03b4\u03b9\u03b1\u03bc\u03b5\u03c3\u03bf\u03bb\u03b1\u03b2\u03b7\u03bc\u03ad\u03bd\u03bf \u2013 \u03b8\u03ad\u03bb\u03bf\u03c5\u03bd \u03b7 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03ad\u03c7\u03b5\u03b9 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03ba\u03b5\u03bd\u03c4\u03c1\u03c9\u03c0\u03bf\u03b9\u03b7\u03bc\u03ad\u03bd\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7 Fed.<\/p>\n<p>\u038c\u03bc\u03c9\u03c2 \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03b1\u03c0\u03cc \u03bc\u03cc\u03bd\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03bf \u03b1\u03b3\u03b1\u03b8\u03cc. \u03a4\u03bf \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03cc\u03c4\u03b9 \u03b7 \u03c0\u03b1\u03c1\u03b1\u03b3\u03c9\u03b3\u03ae \u03c4\u03bf\u03c5 \u03ba\u03b1\u03c4\u03b1\u03c0\u03b1\u03c4\u03b5\u03af\u03c4\u03b1\u03b9 \u03cc\u03bb\u03bf \u03ba\u03b1\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03b5\u03af\u03bd\u03b1\u03b9 \u03ac\u03c3\u03c7\u03b5\u03c4\u03bf. \u039a\u03b1\u03b9 \u03c4\u03bf \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03cc\u03c4\u03b9 \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b7 \u03ba\u03b1\u03b9 \u03ba\u03ac\u03c4\u03b9 \u03c0\u03bf\u03c5 \u03bf\u03bd\u03bf\u03bc\u03ac\u03b6\u03b5\u03c4\u03b1\u03b9 CBDC \u03bf\u03c6\u03b5\u03af\u03bb\u03b5\u03c4\u03b1\u03b9 \u03bc\u03cc\u03bd\u03bf \u03c3\u03b5 \u03ba\u03b1\u03b9\u03bd\u03bf\u03c4\u03bf\u03bc\u03af\u03b5\u03c2 \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ce\u03bd \u03c0\u03bf\u03c5 \u03b5\u03bc\u03c6\u03b1\u03bd\u03af\u03c3\u03c4\u03b7\u03ba\u03b1\u03bd \u03c3\u03c4\u03b7\u03bd \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ae \u03b1\u03b3\u03bf\u03c1\u03ac. <strong>\u03a4\u03bf \u03af\u03b4\u03b9\u03bf \u03b7 CBDC \u03b5\u03af\u03bd\u03b1\u03b9 \u03ba\u03c5\u03c1\u03af\u03c9\u03c2 \u03b7 \u03c0\u03c1\u03bf\u03c3\u03c0\u03ac\u03b8\u03b5\u03b9\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7\u03c2 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c4\u03b1\u03c4\u03b5\u03cd\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03bd\u03bf\u03bc\u03b9\u03b1\u03ba\u03ae \u03c4\u03b7\u03c2 \u03b8\u03ad\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03c3\u03ba\u03ae\u03c3\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf \u03ad\u03bb\u03b5\u03b3\u03c7\u03bf \u03c3\u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1.<\/strong><\/p>\n<p>\u03a4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b4\u03b5\u03bd \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03cc\u03c1\u03b9\u03bf \u03c3\u03c4\u03bf \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03bf \u03b5\u03bb\u03ad\u03b3\u03c7\u03bf\u03c5 \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03c3\u03b5 \u03bd\u03b1 \u03b1\u03c3\u03ba\u03ae\u03c3\u03b5\u03b9 \u03b7 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03b1\u03bd\u03b8\u03c1\u03ce\u03c0\u03bf\u03c5\u03c2 \u03b5\u03ac\u03bd \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ac \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ac <em> \u03ba\u03b1\u03b9 <\/em> \u03c0\u03b1\u03c1\u03ad\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b1\u03c0\u03b5\u03c5\u03b8\u03b5\u03af\u03b1\u03c2 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7. <span style=\"font-size: 18pt;\"><strong>\u0388\u03bd\u03b1 CBDC \u03b8\u03b1 \u03ad\u03b4\u03b9\u03bd\u03b5 \u03c3\u03b5 \u03bf\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03bf\u03cd\u03c2 \u03b1\u03be\u03b9\u03c9\u03bc\u03b1\u03c4\u03bf\u03cd\u03c7\u03bf\u03c5\u03c2 \u03c4\u03bf\u03bd \u03c0\u03bb\u03ae\u03c1\u03b7 \u03ad\u03bb\u03b5\u03b3\u03c7\u03bf \u03c4\u03c9\u03bd \u03c7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03c0\u03bf\u03c5 \u03b5\u03b9\u03c3\u03ad\u03c1\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03ba\u03b1\u03b9 \u03b2\u03b3\u03b1\u03af\u03bd\u03bf\u03c5\u03bd \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03cc \u03ba\u03ac\u03b8\u03b5 \u03b1\u03c4\u03cc\u03bc\u03bf\u03c5.<\/strong><\/span><\/p>\n<p>\u0391\u03c5\u03c4\u03cc \u03c4\u03bf \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03bf \u03ba\u03c5\u03b2\u03b5\u03c1\u03bd\u03b7\u03c4\u03b9\u03ba\u03bf\u03cd \u03b5\u03bb\u03ad\u03b3\u03c7\u03bf\u03c5 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03c3\u03c5\u03bc\u03b2\u03b1\u03c4\u03cc \u03bc\u03b5 \u03c4\u03b7\u03bd \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae \u03ae \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03b5\u03bb\u03b5\u03c5\u03b8\u03b5\u03c1\u03af\u03b1.<\/p>\n<p>\u0395\u03ac\u03bd \u03c4\u03bf \u039a\u03bf\u03b3\u03ba\u03c1\u03ad\u03c3\u03bf \u03b8\u03ad\u03bb\u03b5\u03b9 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac \u03bd\u03b1 \u03c0\u03b1\u03c1\u03ac\u03c3\u03c7\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b7 \u03c0\u03c1\u03cc\u03c3\u03b2\u03b1\u03c3\u03b7 \u03c3\u03c4\u03b9\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03b3\u03bf\u03c1\u03ad\u03c2 \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03be\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b7 \u03ba\u03b1\u03b9\u03bd\u03bf\u03c4\u03bf\u03bc\u03af\u03b1 \u03c3\u03c4\u03b9\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ad\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2, \u03c4\u03b1 \u03bc\u03ad\u03bb\u03b7 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03af\u03be\u03bf\u03c5\u03bd \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ae \u03ba\u03b1\u03b9\u03bd\u03bf\u03c4\u03bf\u03bc\u03af\u03b1 \u03ba\u03b1\u03b9 \u03b1\u03bd\u03c4\u03b1\u03b3\u03c9\u03bd\u03b9\u03c3\u03bc\u03cc. \u0398\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b5\u03c1\u03b3\u03b1\u03c3\u03c4\u03bf\u03cd\u03bd \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03bc\u03b5\u03b9\u03ce\u03c3\u03bf\u03c5\u03bd \u03c4\u03bf \u03ba\u03c5\u03b2\u03b5\u03c1\u03bd\u03b7\u03c4\u03b9\u03ba\u03cc \u03bc\u03bf\u03bd\u03bf\u03c0\u03ce\u03bb\u03b9\u03bf \u03ba\u03b1\u03b9 \u03c4\u03b7 \u03c1\u03cd\u03b8\u03bc\u03b9\u03c3\u03b7, \u03b4\u03b9\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1 \u03cc\u03c4\u03b9 \u03b7 Fed \u03b4\u03b5\u03bd \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bd\u03b1 \u03b5\u03ba\u03b4\u03ce\u03c3\u03b5\u03b9 CBDC.<\/p>\n<div class=\"newsletter_signup_article\"><\/div>\n<\/div>\n<div class=\"sigfile article-body fs-responsive-text\">\u0391\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03ae\u03c3\u03c4\u03b5 \u03bc\u03b5 \u03c3\u03c4\u03bf <a href=\"https:\/\/www.twitter.com\/@norbertjmichel\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"> Twitter <\/a> .<\/div>\n<div class=\"bottom-contrib-block\">\n<div class=\"fs-author-group-wrapper\">\n<div class=\"contrib-byline\">\n<p><a class=\"fs-author-avatar\" title=\"\u03a6\u03c9\u03c4\u03bf\u03b3\u03c1\u03b1\u03c6\u03af\u03b1 \u03c4\u03bf\u03c5 Norbert Michel\" href=\"https:\/\/www.forbes.com\/sites\/norbertmichel\/\"><img decoding=\"async\" class=\"fs-author-image\" src=\"https:\/\/secure.gravatar.com\/avatar\/33e02247af2969acd1110dfcbb7361db?s=400&amp;d=mm&amp;r=g\" alt=\"\u039d\u03cc\u03c1\u03bc\u03c0\u03b5\u03c1\u03c4 \u039c\u03b9\u03c3\u03ad\u03bb\" \/><\/a><\/p>\n<div class=\"contrib-info\">\n<div class=\"author-wrapper\"><a class=\"author-name contrib-byline-author speakable-author\" href=\"https:\/\/www.forbes.com\/sites\/norbertmichel\/\" data-ga-track=\"contrib block byline\">\u039d\u03cc\u03c1\u03bc\u03c0\u03b5\u03c1\u03c4 \u039c\u03b9\u03c3\u03ad\u03bb <\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bottom-contrib-block\">\n<p>\u0395\u03af\u03bc\u03b1\u03b9 \u0391\u03bd\u03c4\u03b9\u03c0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2 \u03ba\u03b1\u03b9 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 \u03c4\u03bf\u03c5 \u039a\u03ad\u03bd\u03c4\u03c1\u03bf\u03c5 \u039d\u03bf\u03bc\u03b9\u03c3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ce\u03bd \u03ba\u03b1\u03b9 \u03a7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ce\u03bd \u0395\u03bd\u03b1\u03bb\u03bb\u03b1\u03ba\u03c4\u03b9\u03ba\u03ce\u03bd \u03c4\u03bf\u03c5 \u0399\u03bd\u03c3\u03c4\u03b9\u03c4\u03bf\u03cd\u03c4\u03bf\u03c5 Cato.<\/p>\n<\/div>\n<div class=\"article-footer\">\n<p>\u03a0\u0397\u0393\u0397:https:\/\/www.forbes.com\/sites\/norbertmichel\/2022\/04\/12\/central-bank-digital-currencies-are-about-control\u2013they-should-be-stopped\/?sh=637ea52c699<\/p>\n<p><a href=\"https:\/\/evaggelatos.com\/?p=33011#respond\"><span style=\"font-size: 18pt;\"><strong>\u03a3\u03c7\u03bf\u03bb\u03b9\u03ac\u03c3\u03c4\u03b5: \u0386\u03c1\u03b1 \u03c4\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03bd\u03bf\u03bc\u03af\u03c3\u03bc\u03b1\u03c4\u03b1 \u03b8\u03b1 \u03c4\u03b1 \u03bb\u03b5\u03b7\u03bb\u03b1\u03c4\u03bf\u03cd\u03bd \u03bf\u03b9 \u03c3\u03ac\u03c0\u03b9\u03bf\u03b9 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03bf\u03b9 \u03ba\u03b1\u03b9 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03bf\u03af \u03c4\u03b7\u03c2 \u03ba\u03ac\u03b8\u03b5 \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7\u03c2. \u03a4\u03b9 \u03b1\u03bd\u03ac\u03be\u03b9\u03b1 \u03b1\u03be\u03b9\u03bf\u03c0\u03b9\u03c3\u03c4\u03af\u03b1! \u0391\u03bd\u03c4\u03b9\u03b4\u03c1\u03ac\u03c3\u03c4\u03b5 \u03cc\u03c0\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03cc\u03c0\u03c9\u03c2 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af\u03c4\u03b5 \u03c3\u03c4\u03b7 \u0394\u0399\u039a\u0391\u03a4\u039f\u03a1\u0399\u0391 \u03c4\u03b7\u03c2 \u039a\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2.<\/strong><\/span><\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u03a4\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03bd\u03bf\u03bc\u03af\u03c3\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u039a\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03b1\u03c6\u03bf\u03c1\u03bf\u03cd\u03bd \u03c4\u03bf\u03bd \u03ad\u03bb\u03b5\u03b3\u03c7\u03bf &#8211; \u03a0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ae\u03c3\u03bf\u03c5\u03bd \u039d\u03cc\u03c1\u03bc\u03c0\u03b5\u03c1\u03c4 \u039c\u03b9\u03c3\u03ad\u03bb \u03a3\u03c5\u03bd\u03b5\u03b9\u03c3\u03c6\u03ad\u03c1\u03c9\u03bd \u03a0\u03b1\u03c1\u03b1\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03ce \u03c4\u03b7\u03bd \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03bf\u03ba\u03ad\u03bd\u03c4\u03c1\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03bd\u03bf\u03bc\u03b9\u03c3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ae\u03c2 \u03ba\u03b1\u03b9 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2 12 \u0391\u03c0\u03c1\u03b9\u03bb\u03af\u03bf\u03c5 2022, EDT \u0397 \u03c6\u03c9\u03c4\u03bf\u03b3\u03c1\u03b1\u03c6\u03af\u03b1 \u03c0\u03bf\u03c5 \u03c4\u03c1\u03b1\u03b2\u03ae\u03c7\u03c4\u03b7\u03ba\u03b5 \u03c3\u03c4\u03b9\u03c2 15 \u0399\u03bf\u03c5\u03bb\u03af\u03bf\u03c5 2021 \u03b4\u03b5\u03af\u03c7\u03bd\u03b5\u03b9 \u03c4\u03b7\u03bd \u039f\u03bc\u03bf\u03c3\u03c0\u03bf\u03bd\u03b4\u03b9\u03b1\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 (\u03c4\u03cd\u03c0\u03bf\u03b9\u03c2 Federal Reserve) \u03c4\u03c9\u03bd \u0397\u03a0\u0391 \u03c3\u03c4\u03b7\u03bd \u039f\u03c5\u03ac\u03c3\u03b9\u03b3\u03ba\u03c4\u03bf\u03bd, DC, \u03c4\u03c9\u03bd \u0397\u03bd\u03c9\u03bc\u03ad\u03bd\u03c9\u03bd \u03a0\u03bf\u03bb\u03b9\u03c4\u03b5\u03b9\u03ce\u03bd&#8230; \u03a4\u03bf &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"https:\/\/evaggelatos.com\/?p=33014\">\u03a3\u03c5\u03bd\u03ad\u03c7\u03b5\u03b9\u03b1 \u03b1\u03bd\u03ac\u03b3\u03bd\u03c9\u03c3\u03b7\u03c2<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58,72,68,23,21,12],"tags":[],"class_list":["post-33014","post","type-post","status-publish","format-standard","hentry","category-58","category-72","category-68","category-23","category-21","category-12","item-wrap"],"_links":{"self":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/33014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33014"}],"version-history":[{"count":6,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/33014\/revisions"}],"predecessor-version":[{"id":33020,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=\/wp\/v2\/posts\/33014\/revisions\/33020"}],"wp:attachment":[{"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evaggelatos.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}